Our team
One named originator owns your file.
Equity Bond is organised into desks rather than a call centre queue. Whoever takes your first call stays with the file until the bond registers, and pulls in the specialist desks when the deal needs them.
The desks
Six specialisations, one point of contact.
You never have to work out which department to ask for. Your originator brings the right desk in, and stays on the file while they do their part.
Residential origination
Home loans and pre-approvals
The desk most clients meet first. Your originator runs affordability, prepares the application, submits to all six banks, chases the document requests and negotiates the rate once offers land.
Ask for the residential desk
Commercial and industrial
Offices, retail, warehousing, factories
Commercial credit reads a deal differently to residential credit. This desk packages the cash flow, the lease schedule and the security structure before anything is submitted.
Ask for the commercial desk
Bridging
Seller and agent advances
Works directly with transferring attorneys to confirm proceeds and release cash to sellers and agents in days rather than at registration.
Ask for bridging
Accounting and tax
Self-employed and business owners
Prepares annual financial statements, management accounts and the SARS position so a self-employed file is assessed on what you actually earn.
Ask for the advisory desk
Insurance advisory
Bond, life and building cover
Quotes the market on the cover your bond requires, compares it against the bank's in-house product and lodges the cession.
Ask for insurance
Agency partnerships
Estate agents and principals
A named contact for each partner agency, weekly pipeline reporting to the principal, and training sessions run at your office.
Ask for partnerships
Where we are
Five centres, one national desk.
- Cape TownHead office, Century CityResidential, commercial, advisory
- JohannesburgGautengResidential and commercial
- DurbanKwaZulu-NatalResidential and bridging
- GqeberhaEastern CapeResidential and agency partnerships
- GeorgeGarden RouteResidential and holiday property
Applications are handled nationally, so being outside one of these centres changes nothing. Documents are signed electronically and your originator works with whatever attorney the seller appoints.
Join us
Originating for a living?
We take on experienced originators and estate agents moving into finance, in all five centres. Bank contracts, submission software, a processing team behind you and a commercial desk you can hand the difficult deals to.
If you are an agency principal rather than an individual, the partnership page covers how we work with offices.
Send us your details
Tell us where you are based and what you have originated before.
Ready when you are
Find out what you qualify for, before you make an offer.
Send us your details and an originator will call you back, usually the same working day. There's no cost and no obligation, and nothing goes to a bank until you say so.