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Equity Bond Home Loans, The Originators

Apply

One application. Six banks. Five minutes.

Fill this in and an originator calls you back, usually the same working day. They will run through affordability, tell you exactly what is outstanding, and prepare the application before anything goes to a bank.

Start your application

Everything marked optional can wait until we speak. We only need enough to call you back properly.

Rather chat on WhatsApp

No cost, no obligation.

No cost to you

The bank pays our commission on registration. Your rate is not loaded to cover it.

No credit check yet

Nothing touches your credit record until you have spoken to an originator and approved the application.

One named contact

The same originator handles your file from this form through to the deeds office.

Submitted to

  • Standard Bank
  • Absa
  • Nedbank
  • FNB
  • Investec
  • SA Home Loans

Before you start

Three things people ask us here.

What do I need to have ready?

Your ID, the last three months of bank statements, your last three payslips or two years of financials if you are self-employed, and proof of residence. If you already have a signed offer to purchase, send that too. If not, we can start with a pre-approval.

Do I have to have found a property already?

No. Getting pre-approved first is the better order of operations. You'll know your price band, you'll negotiate with more confidence, and you avoid the disappointment of losing a property while finance is sorted out.

What happens after I submit this form?

An originator calls you back, usually the same working day. They'll run through affordability with you, tell you what's missing, and prepare the application. Nothing is submitted to a bank until you're happy with what's going in.