7 minute read
What it actually costs to buy a home in South Africa
Transfer duty, bond registration, conveyancing and the deposit, set out with the current SARS figures so you know what to have saved before you make an offer.
Guides
The answers before the application
Plain answers on what buying a home in South Africa costs, how banks assess affordability, and what happens between an accepted offer and the keys.
6 minute read
How South African banks decide what you can afford
What a bank actually calculates when it assesses a home loan application, why two banks give different answers on the same income, and what moves the number.
6 minute read
Buying your first home: what happens, and when
The full timeline from offer to keys, what each stage depends on, and where the delays usually come from.
6 minute read
Getting a home loan when you work for yourself
What banks ask of business owners and freelancers, why these applications are declined more often than they should be, and how to present the file properly.
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