About us
The originators for South Africans who'd rather not fill in six bank forms.
Equity Bond is a South African mortgage origination business headquartered in Century City, Cape Town. We arrange home loans, bridging finance, and commercial and industrial property finance — and we bring in trusted partners for accounting, tax and insurance where it helps you qualify.
Why we exist.
South African banks don't compete unless someone forces them to. Left alone, they price your bond at whatever their internal system decides you'll accept — and buyers overpay for the next twenty years on the strength of that decision.
We started Equity Bond to change the default. One application from us goes to Standard Bank, Absa, Nedbank, FNB, Investec and SA Home Loans simultaneously. The banks see they're competing. Rates come back sharper. You choose the offer that suits you.
We are paid by the bank whose offer you accept, not by you. That's the industry standard for mortgage originators — it's also the reason there is no world in which using us costs more than going direct.
Rate first
We don't stop shopping the application until the bank has given us a rate we're proud to send you.
Estate agents welcome
Agencies trust us because we close, we communicate, and we don't chase their clients for a fee.
Self-employed friendly
We know what the credit teams want to see. We build the pack that gets you approved.
Where you'll find us
Cape Town HQ. Nationwide reach.
We operate from Century City and support clients through branches in South Africa's five major property markets.
- Century City, Cape Town (Head Office)
- Durban
- Johannesburg
- Port Elizabeth
- George
Meet the originators.
The people who'll be shopping your application to the banks.